Privacy Policy for OweMe

OweMe ("the app", "we", "us", "our") is an app for keeping track of money and things you lend or borrow, provided by Unicorn Ranch Ltd, a company registered in England and Wales under company number 17343945, registered office 3 Foxlands Road, Dagenham, RM10 8XU.

The short version

We do not collect anything. OweMe is free, with no ads, no account or sign-in, no analytics, no crash reporting and no tracking. We have no server for this app and never receive your data. A few things can leave your phone, but only if you make them happen or through your phone's own systems. They are listed below.

What stays on your phone

These are stored only on your phone:

• people you add: a name, and a phone number if you enter one;
• amounts, notes and dates of what is owed, and which entries are paid;
• things lent or borrowed, with an optional photo, category and return date;
• reminders;
• settings, including your name and any payment details you choose to show on reminder cards, plus currency, language and appearance.

We have no copy of any of this, so we can't read, recover or delete it.

What can leave your phone

• Shared reminders. When you share a reminder card or message, it goes to the app you pick, such as WhatsApp, Telegram or email. That app's privacy policy applies.
• Backup files. These are created on your phone and saved or sent wherever you choose. They contain your whole record.
• Phone backup. On Android, the app's data can be included in your Google account backup. On iPhone, it can be included in device backups such as iCloud, depending on your own settings.

Permissions

• Camera: only to take a picture of an item. The picture is kept in the app's private storage.
• Notifications: for reminders. They are scheduled on your phone, with no server involved.
• Internet: only to open WhatsApp or Telegram in your browser when you share a reminder and that app isn't installed.

You choose photos through your phone's picker, so the app has no photo or storage permission. It has no location, contacts or microphone access. You can turn permissions off and the rest of the app keeps working.

Deleting your data

You can delete people, entries and items in the app, or delete everything by uninstalling it. Uninstalling does not remove backup files you exported, or copies in your own Google or iCloud account. As we hold nothing, there is nothing for us to delete.

Selling or sharing data

We don't sell or share data.

Children

OweMe is made for people aged 16 and over, including 16 and 17 year olds. It is not directed at children under 16.

Your rights

Depending on where you live, you may have rights under the UK GDPR, EU GDPR or similar laws to access, correct or delete personal data held about you. We don't hold any personal data from OweMe, so there is nothing for us to access or delete. You are welcome to contact us with any questions.

Changes to this policy

Any changes to this policy will be posted on this page, and the "Last updated" date above will change.

Contact

Unicorn Ranch Ltd
Email: [email protected]
Registered office: 3 Foxlands Road, Dagenham, RM10 8XU
Company number: 17343945